Ways to Access a Cash Advance At an ATM Insert your SIB Credit Card, select Cash Advance, and withdraw the amount. Via SIB Digital Banking Log in, select “Cash Advance,” enter amount, and confirm transfer to account. At a Branch Visit any SIB branch and request a cash advance in person. Features & Benefits Fast Access to Cash Access up to 30% of your SIB Credit Card limit, transferred directly to your account with no paperwork required. Low Profit Rates Enjoy flexible financing with profit rates starting from 0.99%, making repayment more manageable. Instant Transfer Receive the approved amount instantly in your current account, with no branch visit required. Cash Access Anytime, Anywhere Withdraw cash from ATMs locally or abroad, or transfer funds directly to your account within minutes. Cash Advance Fees Cash Advance Example Platinum Cashback Credit Card3% of the transaction amount, with a maximum limit of 75Visa Signature Credit Card 3% of the transaction amount, with a maximum limit of 75Visa Platinum Credit Card 3% of the transaction amount, with a maximum limit of 75Visa Infinite Credit Card 3% of the transaction amount, with a maximum limit of 75 View full Terms & Conditions Cash Advance Amount 1,000Cash Advance Fee 1,000 x 3% = 30VAT (15% on fees) 30 x 15% = 4.5Total Payable 1,034.50 View full Terms & Conditions We’re Always Within Reach Stay connected to your banking, through our customer care team, digital channels, and branches everywhere. Customer Care Submit inquiries, raise complaints, and access support anytime. /customer-care Branches & ATMs Easily locate branches and ATMs wherever you are. E-Banking Services Bank smarter and faster with our secure digital platforms. /personal/e-banking-services