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Cashback Calculator

Estimate your monthly cashback when paying with your SIB Platinum Cashback Credit Card.

Fill in your monthly spending to view your cashback estimate

0.00

Your Monthly Cashback

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Cashback Rewards Breakdown

Total Monthly Spending

Cashback Earned

Saudi Arabia, GCC, EU & UK

Other Countries
SupermarketsEducationDiningFuelOther Expenses 
0 — 2,9990%0%0%0%0.5%1.5%
3,000 — 9,9993%3%3%3%0.5%
10,000 — 15,0003%3%3%3%0.5%
15,000+10%10%10%10%0.5%
Maximum Monthly Cashback100200200100UnlimitedUnlimited

The values shown are for illustration purposes only. Actual cashback may vary based on your monthly card spending.

Cashback earned on your SIB Platinum Cashback Credit Card is credited to your account on the 4th day of the second month following the spending month.

For example

  • January spending → cashback credited on March 4
  • February spending → cashback credited on April 4

Your cashback is calculated monthly and credited after the processing period, which is approximately one full billing cycle.

Detailed Cashback Example

ExampleFirst MonthSecond MonthThird Month
Transaction Date15 January15 February15 March
Transaction Amount10,00015,0004,000
CategorySupermarketEducationDdining
Cashback (%)10%5%3%
Cashback Earned *505050
Cashback Credited on Statement Date**5001,500120
Category Cap100200200
Statement Date4 February4 March4 April
Cashback Credit Date4 March4 April4 May

*Cashback is capped if the earned amount exceeds the category limit.
**Maximum cashback per month is 1,000.

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