What You’ll Need When Applying Apply via SIB Digital Banking or by visiting any of our branches. Account Number The number of your SIB Current or AlBarakah Savings Account to receive the funds. Amount to Transfer The amount you’d like to move from your credit limit. Repayment Tenor Your preferred installment duration. Features & Benefits Credit Limit Access Access up to 30% of your SIB Credit Card limit, transferred directly to your account with no paperwork required. Competitive Rates Enjoy profit rates starting at 0.99% to make repayment easier and more affordable. Quick Cash Transfer Get approved and receive funds instantly in your current account without visiting a branch. Flexible Installments Choose from 3, 6, 9, 12, or 18-month installment options to match your financial needs. Easy Cash Overview Installment Fees Easy Cash Example Installment DurationAdministration FeeProfit Rate3 months0.99%*1%6 months0.99%*1%9 months0.99%*1%12 months0.89%*1%18 months0.79%*1% View full Terms & Conditions Easy Cash Amount3,000Admin Fee(1%) = 30Installment Duration3 monthsProfit Rate0.99%*Profit Amount( 3,000 x 0.99%) ÷ 3 = 89.1Monthly Installments( 3,000 + ) ÷ 3 = 1,029.7 View full Terms & Conditions Frequently Asked Questions Who can request the Easy Cash service? Easy Cash is available to primary SIB Credit cardholders, subject to their available cash limit. Is the Easy Cash monthly instalment included in the minimum amount due? Yes. The Easy Cash monthly instalment is included in the monthly minimum amount due. We’re Always Within Reach Stay connected to your banking, through our customer care team, digital channels, and branches everywhere. Customer Care Submit inquiries, raise complaints, and access support anytime. /customer-care Branches & ATMs Easily locate branches and ATMs wherever you are. E-Banking Services Bank smarter and faster with our secure digital platforms. /personal/e-banking-services