How to Split a Purchase into Installments At Online Checkout Via SIB Phone Banking Shop as Usual Complete your purchase at any participating online store using your SIB Credit Card. Select Installments Choose the Easy Payment Plan option at checkout to split your purchase into installments. Confirm Payment Confirm the payment with your SIB Credit Card to complete the installment setup. Shop as Usual Complete your purchase at any participating online store using your SIB Credit Card. Complete the Payment Pay the full amount with your SIB Credit Card and keep the invoice. Contact Us Call 800 124 8000 within 20 days of the purchase date. Activate Installments Request to convert your purchase into easy installments during the call. Easy Payment Plan Overview Requirements Payment Example Payment Method Payment must be completed using a SIB Credit Card. Transaction Limits Transaction must be at least $ 1,000, with the maximum amount capped at 90% of the available credit limit. View full Terms & Conditions Credit Card UsedSIB Visa SignatureStore Shopped AtFurniture storePurchase Amount 75,000Profit Rate (Paid Monthly)0.89%Installment Period12 monthsMonthly Installment Amount 6,917.5Service Fee (Paid Once)1% View full Terms & Conditions Features & Benefits Large Purchase Coverage Cover high-value purchases such as furniture, electronics, and home appliances by converting them into manageable installments. Zero-Profit Installment Option Convert eligible purchases into equal monthly installments at 0% profit when shopping with participating partners. Lottie file Flexible Payment Terms Choose from 3, 6, 9, 12, or 18-month installment plans to match your financial needs. Consolidated Transaction Management Combine more than one eligible purchase into a single Easy Payment Plan for simpler repayment. Lottie file Rewards on Installment Payments Earn Rewards points on every installment payment, with rewards applied to each eligible transaction. Easy Payment Plan Partners Online Partners In-Store Partners Frequently Asked Questions Is there a minimum limit for transactions enrolled in the program? Yes. The minimum transaction value eligible for enrollment is 1,000. The maximum amount that can be enrolled is up to 90% of the Credit Card limit. Are there any fees to enroll in the program? Yes. A fee of 50 is charged for each transaction converted under the program. Do cardholders earn Rewards points on purchases converted to the Easy Payment Plan? Yes. Rewards points are earned on transactions made using the credit card, including those converted to the Easy Payment Plan. How many transactions can be converted under the program? Multiple transactions can be converted, provided the total converted amount does not exceed 90% of the Credit Card limit. We’re Always Within Reach Stay connected to your banking, through our customer care team, digital channels, and branches everywhere. Customer Care Submit inquiries, raise complaints, and access support anytime. /customer-care Branches & ATMs Easily locate branches and ATMs wherever you are. E-Banking Services Bank smarter and faster with our secure digital platforms. /personal/e-banking-services