Discount 20% Off Valid Until 31 December 2026 Offer Highlights20% discount at RUYA when paying through SAIB Credit CardsThe offers are valid from Sunday to Thursday until 31/12/2026 Offer at the below restaurant are available from 1 PM to 6 PM only The discount is valid on full menu, and applies maximum for 5 persons per tableOffer is not valid During Public Holidays, National Day, special occasions, and Gregorian New Year Eve and dayThe offer cannot be used in conjunction with any other offer Or special event in the restaurantThere is no minimum to benefit from the offerCardholder must present his SAIB Credit Card to the Restaurant and request for the “SAIB Discount” prior to making the paymentReservation number : 920010692 Terms & ConditionsOffer is valid until 31 December 2026.Offer is applicable when paying using a valid SAIB Credit card.Offer cannot be combined with any other offers, vouchers, or promo codes.To avail the offer, it is necessary to request the discount application from the merchant prior to making the payment, and if placing an online order, the designated promo code must be entered on the payment page prior to completing the purchase.SAIB reserves the right to amend / stop campaign offer at any point of time without prior notice. Such amendment /stopping will apply to new customers only who avail the offer post changes if any. However, not all customers who have already availed the offer will be impacted. We’re Always Within Reach Stay connected to your banking, through our customer care team, digital channels, and branches everywhere. Customer Care Submit inquiries, raise complaints, and access support anytime. /customer-care Branches & ATMs Easily locate branches and ATMs wherever you are. E-Banking Services Bank smarter and faster with our secure digital platforms. /personal/e-banking-services