Element List Current Quarter Similar quarter for previous year %Change Previous Quarter % Change Total Revenue for Special Commissions/ Investments 995 839.8 18.48 960.7 3.57 Net Income for Special Commissions/ Investments 586.4 564.2 3.934 553.7 5.905 Total operation Profit (Loss) 707.5 686.3 3.089 654.7 8.064 Net Profit (Loss) 359.9 361.2 -0.359 374.4 -3.872 Total Comprehensive Income 574.2 270.1 112.587 -35.9 - Element List Current Period Similar period for previous year %Change Total Share Holders Equity (after deducting minority equity) 12,129 12,936 -6.238 Assets 94,832 91,531 3.606 Investments 26,093 23,144 12.741 Loans and advances portfolio 58,176 57,896 0.483 Customer deposits 63,824 61,032 4.574 Profit (Loss) per Share 0.5 0.48 All figures are in (Millions) Saudi Arabia, Riyals Reason for increase (decrease) in net profit for current quarter compared to the same quarter of the previous year NET INCOME DECREASED DUE TO AN INCREASE IN TOTAL OPERATING EXPENSES BY 5.1% RESULTING FROM AN INCREASE IN SALARIES AND EMPLOYEE-RELATED EXPENSES, DEPRECIATION AND AMORTIZATION, AND OTHER GENERAL AND ADMINISTRATIVE EXPENSES. THIS WAS OFFSET BY A DECREASE IN RENT AND PREMISES-RELATED EXPENSES, AND PROVISIONS FOR CREDIT AND OTHER LOSSES. ON THE OTHER HAND, TOTAL OPERATING INCOME INCREASED 3.1% PRIMARILY DUE TO AN INCREASE IN NET SPECIAL COMMISSION INCOME, AND FEE INCOME FROM BANKING SERVICES. THIS WAS OFFSET PRIMARILY BY A DECREASE IN EXCHANGE INCOME, AND REALIZED FAIR VALUE THROUGH PROFIT AND LOSS. Reason for increase (decrease) in net profit for current quarter compared to the previous quarter NET INCOME DECREASED DUE TO AN INCREASE IN TOTAL OPERATING EXPENSES BY 18.2% RESULTING FROM AN INCREASE IN RENT AND PREMISES-RELATED EXPENSES, DEPRECIATION AND AMORTIZATION, AND PROVISIONS FOR CREDIT AND OTHER LOSSES. THIS WAS OFFSET PRIMARILY BY A DECREASE IN SALARIES AND EMPLOYEE-RELATED EXPENSES, AND OTHER GENERAL AND ADMINISTRATIVE EXPENSES. ON THE OTHER HAND, TOTAL OPERATING INCOME INCREASED 8.1% PRIMARILY DUE TO AN INCREASE IN NET SPECIAL COMMISSION INCOME, FEE INCOME FROM BANKING SERVICES, AND UNREALIZED FAIR VALUE THROUGH PROFIT AND LOSS. THIS WAS OFFSET BY A DECREASE IN EXCHANGE INCOME, AND REALIZED FAIR VALUE THROUGH PROFIT AND LOSS. Type of the external auditor's opinion Unmodified opinion External auditor's report containing reservation NONE Reclassifications in quarter financial result CERTAIN PRIOR PERIOD FIGURES HAVE BEEN RECLASSIFIED TO CONFORM TO THE CURRENT PERIOD PRESENTATION. Additional Information EARNINGS PER SHARE FOR THE THREE MONTH PERIOD ENDED MARCH 31, 2019 WAS SAR 0.50, WHICH WAS CALCULATED BY DIVIDING NET INCOME LESS TIER 1 SUKUK COSTS BY 693.8 MILLION SHARES REPRESENTING THE WEIGHTED AVERAGE OF THE ISSUED AND OUTSTANDING SHARES AFTER GIVING EFFECT TO THE PURCHASE OF 56.2 MILLION TREASURY SHARES ON SEPTEMBER 27, 2018. EARNINGS PER SHARE FOR THE THREE MONTH PERIOD ENDED MARCH 31, 2018 WAS SAR 0.48, WHICH WAS CALCULATED BY DIVIDING NET INCOME LESS TIER 1 SUKUK COSTS BY 750 MILLION SHARES. Element List Explanation