Element List Current Quarter Similar quarter for previous year %Change Previous Quarter % Change Total income from Special Commissions/Financing & Investments 707.1 778.9 -9.218 704.1 0.426 Net Income from Special Commissions/Financing & Investments 597.6 575.5 3.84 588.5 1.546 Total Operation Profit (Loss) 684.2 724.9 -5.614 720.7 -5.064 Net Profit (Loss) before Zakat and Income Tax 342.2 381.6 -10.324 313.6 9.119 Net Profit (Loss) 274.3 301.4 -8.991 287.8 -4.69 Total Comprehensive Income 166.7 582.8 -71.396 438.1 -61.949 Element List Current Period Similar period for previous year %Change Total income from Special Commissions/Financing & Investments 2,075.6 2,558.9 -18.887 Net Income from Special Commissions/Financing & Investments 1,729.1 1,767.4 -2.167 Total Operation Profit (Loss) 2,040 2,155.9 -5.375 Net Profit (Loss) before Zakat and Income Tax 919.4 888.8 3.442 Net Profit (Loss) 775.6 714.4 8.566 Total Comprehensive Income 678.1 875.8 -22.573 Total Share Holders Equity (after Deducting Minority Equity) 14,688 12,807 14.687 Assets 99,640 98,339 1.322 Investments 29,300 29,241 0.201 Loans and Advances Portfolio (Financing & Investment) 58,290 57,723 0.982 Clients' deposits 60,890 59,841 1.752 Profit (Loss) per Share 1.01 0.93 - All figures are in (Millions) Saudi Arabia, Riyals Element List Explanation The reason of the increase (decrease) in the net profit during the current quarter compared to the same quarter of the last year is Net profit decreased by 9.0% due to a decrease in total operating income and an increase in total operating expenses. Total operating income decreased by 5.6% primarily due to a decrease in fee income from banking services, exchange income, fair value through profit and loss, and other income, which was offset by an increase in net special commission income, and gains on disposals of FVOCI debt securities. Total operating expenses increased by 2.3% primarily due to an increase in salaries and employee-related expenses, rent and premises related expenses, depreciation and amortization, and other general and administrative expenses, which was offset by a decrease in provisions for credit and other losses. The reason of the increase (decrease) in the net profit during the current quarter compared to the previous period of the current year is Net profit decreased by 4.7% due to a decrease in total operating income and an increase in provisions for Zakat. Total operating income decreased by 5.1% primarily due to a decrease in fee income from banking services, fair value through profit and loss, gains on disposals of FVOCI debt securities, and other income, which was offset by an increase in net special commission income, and exchange income. Total operating expenses decreased by 14.0% primarily due to a decrease in rent and premises related expenses, other general and administrative expenses, and provisions for credit and other losses, which was offset by an increase in salaries and employee-related expenses, and depreciation and amortization. The reason of the increase (decrease) in the net profit during the current period compared to the same period of the last year is Net profit increased by 8.6% due to a decrease in total operating expenses and provisions for Zakat. Total operating expenses decreased by 11.6% primarily due to a decrease in salaries and employee-related expenses, and provisions for credit and other losses, which was offset by an increase in rent and premises related expenses, depreciation and amortization, and other general and administrative expenses. Total operating income decreased by 5.4% primarily due to a decrease in net special commission income, exchange income, dividend income, fair value through profit and loss, and other income, which was offset by an increase in fee income from banking services, and gains on disposals of FVOCI debt securities. Statement of the type of external auditor's report Unmodified opinion Reclassification of Comparison Items None Additional Information Earnings per share for the nine month period ended September 30, 2021 and 2020 was SAR 1.01 and 0.93 respectively, which was calculated by dividing net income adjusted for Tier I Sukuk costs by 696 million shares and 688 million shares respectively representing the weighted average of the issued and outstanding shares after giving effect to the purchase and issuance of 74.9 million treasury shares. The weighted average number of outstanding shares have been retrospectively adjusted for prior period to reflect the effect of the changes in number of shares due to bonus element included in the treasury shares issued. The Capital Market Authority and the Saudi Stock Exchange take no responsibility for the contents of this disclosure, make no representations as to its accuracy or completeness, and expressly disclaim any liability whatsoever for any loss arising from, or incurred in reliance upon, any part of this disclosure, and the issuer accepts full responsibility for the accuracy of the information contained in it and confirms, having made all reasonable enquiries, that to the best of their knowledge and belief, there are no other facts or information the omission of which would make the disclosure misleading, incomplete or inaccurate.