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Card Features & Benefits

Supplementary Cards

Give your family up to 5 Supplementary Credit Cards with shared perks and flexible limits.

Global Acceptance

Enjoy worldwide acceptance at more than 30 million merchants.

Digital Wallet Support

Pay quickly and securely with Apple Pay or Mada Pay.

Rewards Points

Collect Rewards points and redeem them for exclusive benefits.

Helpful Calculators

Use simple tools to estimate credit limits, foreign exchange costs, and rewards earnings.

Enter your spending details to estimate the points you could earn.

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Estimated Points Earned

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Actual points may vary based on eligible transactions and applicable terms.

How You Earn Rewards Points

Category

Points per Spent (No Limit)

Cash withdrawals outside KSA

1 point

Purchases in KSA & GCC

0.5 points

Purchases in EU & UK

1 point

Purchases in other countries

1.5 points

Points are calculated monthly and credited to your account by the 14th of each month.


No reward points are earned on SADAD transactions, bill payments made via Digital Banking or ATMs, or when adding money to digital wallets.

Current Account

The sponsor must hold an active Current Account with SIB.

Terms & Conditions Acceptance

The sponsor must accept the Terms and Conditions associated with the card.

SIB EasyPay Household Card Agreement

A form to be signed when applying for your Prepaid Card.

Government Identification

The original government-issued identification document of the worker.

Issuance Fee

$ 100

Renewal Fee$ 75
Replacement Fee$ 50
Chargeback Fee$ 50
Cash Withdrawal Fee (from SIB ATMs)$ 5
Cash Withdrawal Fee$ 22
Transfer (Load/Unload) FeeFree
Foreign Currency Mark-up2%

Frequently Asked Questions

Both primary and Supplementary Cards can be requested through SIB Online or SIB Mobile or through SIB Phone and the card will be delivered within 5 business days. You may also request an instant issuance by visiting the nearest SIB branch.

You can use the Rewards Calculator to estimate the points you'll earn based on the transaction type.

If your card is lost or stolen, immediately call 8001248000 (within Saudi Arabia) or +966114183100 (from outside Saudi Arabia) to block your card and request a replacement. Your new card will be delivered within 5 business days. You can view your PIN through SIB Online, SIB Mobile, or SIB Phone.

You can withdraw up to

There is no specific purchase limit. You can use the available amount in the card.

The limit is and you can load again anytime after using the amount.

Yes. Purchases made in foreign currencies will be converted to SAR at competitive exchange rates.

Yes. You can unload money back into your SIB account for free.

We’re Always Within Reach

Stay connected to your banking, through our customer care team, digital channels, and branches everywhere.

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Customer Care

Submit inquiries, raise complaints, and access support anytime.

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Branches & ATMs

Easily locate branches and ATMs wherever you are.

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E-Banking Services

Bank smarter and faster with our secure digital platforms.