Element List Current Quarter Similar quarter for previous year %Change Previous Quarter % Change Total income from Special Commissions/Financing & Investments 704.1 865.9 -18.685 664.4 5.975 Net Income from Special Commissions/Financing & Investments 588.5 609.2 -3.397 543 8.379 Total Operation Profit (Loss) 720.7 713.3 1.037 635.1 13.478 Net Profit (Loss) before Zakat and Income Tax 313.6 334.1 -6.135 263.6 18.968 Net Profit (Loss) 287.8 262.3 9.721 213.5 34.8 Total Comprehensive Income 438.1 1,793 -75.566 73.2 498.497 Element List Current Period Similar period for previous year %Change Total income from Special Commissions/Financing & Investments 1,368.5 1,780.1 -23.122 Net Income from Special Commissions/Financing & Investments 1,131.5 1,191.9 -5.067 Total Operation Profit (Loss) 1,355.8 1,431 -5.255 Net Profit (Loss) before Zakat and Income Tax 577.2 507.3 13.778 Net Profit (Loss) 501.3 413 21.38 Total Comprehensive Income 511.3 293 74.505 Total Share Holders Equity (after Deducting Minority Equity) 13,517 12,239 10.442 Assets 98,409 104,616 -5.933 Investments 29,861 30,887 -3.321 Loans and Advances Portfolio (Financing & Investment) 56,296 58,603 -3.936 Clients' deposits 59,812 64,243 -6.897 Profit (Loss) per Share 0.66 0.52 - All figures are in (Millions) Saudi Arabia, Riyals Element List Explanation The reason of the increase (decrease) in the net profit during the current quarter compared to the same quarter of the last year is Net profit increased by 9.7% due to an increase in total operating income and a decrease in Provisions for Zakat. The total operating income increased by 1.0% primarily due to an increase in fee income from banking services, gains on disposals of FVOCI debt securities, and other income, which was offset by a decrease in net special commission income, exchange income, and fair value through profit and loss. Total operating expenses increased by 7.9% primarily due to an increase in other general and administrative expenses, and provisions for credit and other losses. The reason of the increase (decrease) in the net profit during the current quarter compared to the previous period of the current year is Net profit increased by 34.8% due to an increase in total operating income and a decrease in Provisions for Zakat. The total operating income increased by 13.5% primarily due to an increase in net special commission income, fair value through profit and loss, gains on disposals of FVOCI debt securities, and other income, which was offset by a decrease in fee income from banking services, and exchange income. Total operating expenses increased by 11.8% primarily due to an increase in rent and premises-related expenses, depreciation and amortization, and provisions for credit and other losses, which was offset by a decrease in salaries and employee-related expenses, and other general and administrative expenses. The reason of the increase (decrease) in the net profit during the current period compared to the same period of the last year is Net profit increased by 21.4% due to a decrease in total operating expenses, and Provisions for Zakat. The total operating expenses decreased by 16.8% primarily due to a decrease in salaries and employee-related expenses, depreciation and amortization, other general and administrative expenses, and provisions for credit and other losses, which was offset by an increase in rent and premises related expenses. Total operating income decreased by 5.3% primarily due to a decrease in net special commission income, exchange income, dividend income, and fair value through profit and loss, which was offset by an increase in fee income from banking services, gains on disposals of FVOCI debt securities, and other income. Statement of the type of external auditor's report Unmodified opinion Reclassification of Comparison Items None Additional Information Earnings per share for the six month period ended June 30, 2021 and 2020 was SAR 0.66 and 0.52 respectively, which was calculated by dividing net income adjusted for Tier I Sukuk costs by 675 million shares representing the weighted average of the issued and outstanding shares after giving effect to the purchase of 56.2 million and 18.7 million Treasury shares on September 27, 2018 and May 28, 2019 respectively.