ELEMENT LIST Current YEAR PREVIOUS YEAR % Change Total Revenue from Special Commissions/Financing & Investments 2,812.6 3,262 -13.776 Net Income from Special Commissions/Financing & Investments 2,359.7 2,321.7 1.636 Total Operation Profit (Loss) 2,767.7 2,846.1 -2.754 Net Profit (Loss) before Zakat and Income Tax 1,267.3 1,228.5 3.158 Net Profit (Loss) 1,061.7 979.6 8.38 Total Comprehensive Income 831.7 1,441.6 -42.307 Total Share Holders Equity (after deducting minority equity) 14,801 13,331 11.026 Assets 101,588 99,885 1.704 Investments 28,842 30,514 -5.479 Loans and Advances Portfolio (Financing & Investment) 57,803 55,074 4.955 Clients' deposits 61,515 60,144 2.279 Profit (Loss) per Share 1.34 1.25 All figures are in (Millions) Saudi Arabia, Riyals Element Explanation The reason of the increase (decrease) in the net profit during the current year compared to the last year is Net profit increased by 8.4% primarily due to a decrease in total operating expenses and an increase in net special commission income. Total operating income decreased by 2.8% primarily due to a decrease in fair value through profit and loss, gains on disposals of FVOCI debt securities, exchange income, and other income which was offset by an increase in net special commission income and fee income from banking services. Total operating expenses decreased by 6.5% primarily due to a decrease in provisions for credit and other losses, which was offset by an increase in other general and administrative expenses, salaries and employee-related expenses, rent and premises related expenses and depreciation and amortization. Statement of the type of external auditor's report Unmodified opinion. Reclassification of Comparison Items None. Additional Information Net impairment charge for credit and other losses for the current year is SR 271.1 million as compared to SR 449.4 million for the previous year with a decrease of 39.7% Earnings per share for the year ended December 31, 2021 and 2020 was SAR 1.34 and 1.25 respectively, which was calculated by dividing net income adjusted for Tier I Sukuk costs by 710 million shares and 689 million shares respectively representing the weighted average of the issued and outstanding shares after giving effect to the purchase and issuance of 74.9 million treasury shares.