Mada Infinite Card | The Saudi Investment Bank

Eligibility for Mada Infinite Card

The Mada Infinite Card is automatically issued to customers who qualify for the SIB Platinum Segment.

View Segments eligibility and benefits

Maintain an average balance of

⃁ 500,000+

for 3 consecutive months

Make a minimum instant deposit of

⃁ 1,000,000+

for new customers within 90 days of account opening

Receive a minimum monthly salary of

⃁ 40,000

for 3 consecutive months

Travel Services & Privileges

Your card unlocks premium services to elevate your travel experiences.

Visa Luxury Hotels Offers

Stay at 900+ luxury hotels and enjoy best available rates, room upgrades, daily breakfast, Wi-Fi, and other premium perks with Visa Luxury Hotels Collection.

Exclusive Entertainment Offers

Unlock 2-for-1 deals on dining, travel, and entertainment, plus thousands of extra offers with The Entertainer app.

Meet & Assist Services

Enjoy seamless airport support with the Meet & Assist Service, getting priority help, fast-track access, and up to 20% off at over 450 global destinations.

Airport Lounge Access

Get complimentary access to 1000+ airport lounges worldwide with the Visa Airport Companion app.

Tax-Free Shopping

Claim VAT refunds on your international purchases quickly and easily through Global Blue.

International Associate Clubs Membership

Become a member of International Associate Clubs and have access to more than 150 of the most premium private business.

Comprehensive Insurance Coverage

Enjoy extensive insurance coverage with your Mada Infinite Card, including:

Multi-Trip Travel Insurance for covered accidents during your trips
Purchase Protection against loss, accidental damage, or theft for up to 12 months
Rental Car Collision Damage Waiver for eligible rental vehicles
Extended Warranty for up to 12 months beyond the manufacturer’s warranty

Primary Account & Segmentation

Applicants must have an active SIB account and meet the Platinum segment eligibility requirements.

Government Identification

Expatriats must have a valid Iqama and passport.

View full Terms & Conditions, Mada Card Risks, and Risks of Card Dispute


Issuance of Mada Card	Free
Renewal of MADA Card	Free
Reissuance of a MADA Card Retained by an ATM	Free
Reissuance of a MADA Card (Lost / Damaged / Incorrect PIN entered three times)	Free
Issuance of an Additional MADA Card	Free
Local Use of MADA Card at POS Terminals or Online Purchases	Free
Use of MADA Card at POS Terminals within the GCC Net	Free
International Purchase Transactions	2% of the transaction amount
Cash Withdrawal Using MADA Cards via the GCC Net	⃁ 10
International Cash Withdrawal Using MADA Cards (Excluding GCC Net)	Not exceeding 3% of the transaction amount, with a maximum limit of 25 ⃁
Balance Inquiry and Mini Statement via ATM	Free
Balance Inquiry Using MADA Cards via ATMs within the GCC Net	⃁ 3
Wrong dispute of transactions or account statement	⃁ 15

View full Terms & Conditions, mada Card Risks, and Risks of Card Dispute

Frequently Asked Questions

What is a Mada Infinite Card and how does it benefit me?

The Mada Infinite Card offers a premium banking experience with enhanced privileges and exclusive benefits. In addition to instant access to your account funds, you enjoy elevated lifestyle and travel advantages, including exclusive discounts, priority access to selected airport lounges and clubs, and special offers tailored to premium cardholders.

How can I obtain a Mada Infinite card?

You can obtain a Mada Infinite Card by qualifying for the SIB Platinum Segment through one of the following criteria:

Maintain an average balance of SAR 500,000 or more for 3 consecutive months (Current Accounts only).
Make an instant deposit of SAR 1,000,000 or more within the first 90 days of opening the account.
Receive a net monthly salary between SAR 25,000 and less than SAR 40,000 for 3 consecutive months.

Once any of these criteria is met, the Mada Infinite Card is issued automatically. If you move from a lower segment to the Platinum Segment, your card is upgraded accordingly.

What is the difference between a Mada card and a Credit Card?

A Mada card works on a “buy now, pay now” basis, while a Credit Card follows a “buy now, pay later” model. When you use your Mada Infinite Card, payments are deducted directly from your account, so there are no monthly repayments or profit charges.

What online services can I use with my Mada Infinite Card?

You can access a wide range of services through SIB Mobile and SIB Online, including:

Viewing account balances
Viewing transaction history and statements
Viewing transaction history and statements
Transferring funds between your accounts and other SIB accounts
Making SARIE transfers within the Kingdom of Saudi Arabia
Transferring funds to your investment account with Alistithmar Capital
Making international transfers
Paying SADAD utility bills
Making Ministry of Interior (MOI) government payments
Viewing payment history
Earning Rewards points, redeeming rewards, and accessing exclusive offers through SIB’s Loyalty Programs
Using Tap & Pay features for fast and secure contactless payments

Additional services are also available. Learn more

I forgot my PIN. How can I view it?

You can view your PIN through SIB Mobile or SIB Online, or request it through SIB Phone.

What should I do if I lose my card or if it is stolen?

You can report the loss or theft through SIB Mobile, SIB Online, or by calling 800 124 8000 (within the Kingdom) or +966 11 418 3100 (from overseas).
Your card will be blocked immediately, and a replacement will be sent to you within 5–7 business days. You will receive a new PIN, and the card will remain inactive until you activate it.