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Accounts & Savings

Personal Accounts

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Terms and Periods for an Account to Be Considered Abandoned

Lapse of ten calendar years (i.e., a total of fifteen calendar years from the date of the last financial transaction) for unclaimed credit current accounts, savings accounts, investment deposits, balances of deceased persons, and credit balances on Credit Cards.

 

Lapse of five calendar years (i.e., a total of ten calendar years from the date of the last financial transaction) for unclaimed bank transfers, safe deposit boxes, withheld shareholders’ dividends, accrued but unpaid amounts and earnings owed to customers for their investments, other amounts or dues accruing to customers with the Bank, unclaimed stocks, bonds, and mortgaged real estate held for the benefit of the Bank as security for banking facilities whose debts have been duly paid by their respective holders but have not been claimed from the Bank, amounts withheld as collateral for the issuance of Letters of Guarantee and Letters of Credit, unclaimed lease finance settlement accounts, prepaid services accounts, and other amounts owed to customers by the Bank and other accruals.Terms and Periods for an Account to Be Considered Abandoned

Lapse of ten calendar years (i.e., a total of fifteen calendar years from the date of the last financial transaction) for unclaimed credit current accounts, savings accounts, investment deposits, balances of deceased persons, and credit balances on Credit Cards.

Lapse of five calendar years (i.e., a total of ten

 

calendar years from the date of the last financial transaction) for unclaimed bank transfers, safe deposit boxes, withheld shareholders’ dividends, accrued but unpaid amounts and earnings owed to customers for their investments, other amounts or dues accruing to customers with the Bank, unclaimed stocks, bonds, and mortgaged real estate held for the benefit of the Bank as security for banking facilities whose debts have been duly paid by their respective holders but have not been claimed from the Bank, amounts withheld as collateral for the issuance of Letters of Guarantee and Letters of Credit, unclaimed lease finance settlement accounts, prepaid services accounts, and other amounts owed to customers by the Bank and other accruals.

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